Everyone knows how expensive a visit to the dentist can be. Ultimately, however, it is the patient who can have a significant influence on the costs, because these can be higher, but also lower. It depends on the choice of dentist. It becomes expensive when dentures become necessary. Not only are implants expensive, bridges and crowns also tear a deep hole in the household budget.
Combine the visit to the dentist with a vacation
Many dentists are now aware of the problem and are therefore offering their patients interest-free loans. But with several thousand dollars that doesn’t help very much, because the loan term is in most cases limited to six months at the dentist. The monthly installments are higher than with a conventional dentist loan when taken out at a bank. However, this requires positive credit information. Meanwhile, there is also another trend that is becoming more and more popular among patients. Many have their teeth made abroad. This is not only cheaper, but can also be combined with a vacation. So you can combine the pleasant with the useful.
The costs abroad are only around a third of what the dentist has to leaf through. There is nothing wrong with the quality of treatment and dentures. So why should you spend more than necessary. The most popular holiday countries are also the places where there are cheap dentures and dental treatments. A credit for the dentist can thus be saved, or it is not as high.
Credit for dentures
There are no special loans for dentures. Therefore, only a conventional installment loan comes into question, which can be taken out at any bank. The prerequisite is of course a good credit rating. It is advantageous if the patient looks at the offers from the Internet banks. The annual percentage rate for banks on the Internet is significantly lower. This can save a lot of additional money.
All considerations can actually be saved if you have taken out appropriate dental insurance in good time. The monthly premiums for insurance are significantly lower than the rates for a loan. Everyone should opt for such insurance if they have statutory health insurance. The situation is different for private patients, because they can choose an appropriate tariff. However, the more benefits the insurance companies add, the higher the monthly premium. But those insured by law also have the option of using dental insurance. This makes credit for the dentist unnecessary.